Mobicred is a simple and convenient online credit facility that allows you to shop at BABY IDEAS and repay the amount in 12 monthly instalments if application is successful.

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Application requirements :

 

1. A valid South African ID Number

2. 18 years or older

3. Earn a minimum monthly salary of R5500

4. An existing & valid bank account in your name

5. A current & valid email address & mobile number

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THEN YOU CAN APPLY FOR A MOBICRED ACCOUNT...... 

Interest is charged at 21% per year (Can Change). Please note the annual interest rate may change.

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Fees will be confirmed with you by Mobicred on opening your Mobicred account and could entail the following:
• Monthly service fee of R35.00 (ex VAT) (Can Change)
• Once off account initiation fee ranging from R100-R500 (ex VAT), depending on the facility granted.

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Please note: The monthly payment amount displayed is indicative only and based on 12 monthly instalments excluding any Mobicred fees.

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The annual rate, monthly fee and the initiation fee could change over time and would therefore best be parameterised with effective dates.