Mobicred is a simple and convenient online credit facility that allows you to shop at BABY IDEAS and repay the amount in 12 monthly instalments if application is successful.
Application requirements :
1. A valid South African ID Number
2. 18 years or older
3. Earn a minimum monthly salary of R5500
4. An existing & valid bank account in your name
5. A current & valid email address & mobile number
THEN YOU CAN APPLY FOR A MOBICRED ACCOUNT......
Interest is charged at 21% per year. Please note the annual interest rate may change.
Fees will be confirmed with you by Mobicred on opening your Mobicred account and could entail the following:
• Monthly service fee of R35.00 (ex VAT)
• Once off account initiation fee ranging from R100-R500 (ex VAT), depending on the facility granted.
Please note: The monthly payment amount displayed is indicative only and based on 12 monthly instalments excluding any Mobicred fees.
The annual rate, monthly fee and the initiation fee could change over time and would therefore best be parameterised with effective dates.